Does a loved one reside in an EHPAD? Understanding the costs of these specialized retirement homes is crucial for effective budgeting. Factor in both the fees charged and the tax deductions available to you. As experts in senior care financing, we've outlined everything you need to know below.
An EHPAD—Établissement d'Hébergement pour Personnes Âgées Dépendantes—is a prefecture-approved facility for dependent elderly individuals. Residents enjoy comprehensive daily living services, medical care when needed, and a comfortable environment. They occupy private or shared rooms, share meals, and participate in activities or outings based on their health. Families can visit rooms or common lounges freely. Admission requires an application process.
EHPADs are not free; expect around €2,000 per month for residency. This covers:
Additional personalized services, such as extra space or assistance, may incur extra charges.
To offset high costs, EHPAD residents qualify for tax reductions on qualifying expenses from the prior year. These include dependency-related costs (professional care, personal assistance for hygiene, meals, outings) and accommodation fees.
The reduction is 25% of paid amounts for accommodation and dependency, capped at €10,000 per person—meaning a maximum benefit of €2,500.
Seniors can also access key supports, including:
Always subtract received aids from eligible expenses for tax calculations.
The tax credit for hiring in-home help enables seniors to receive personalized assistance and remain at home longer. It covers 50% of expenses, up to €12,000 annually. Choose caregivers wisely for the best outcomes.
You can combine the EHPAD tax reduction with the in-home care credit—ideal for couples where one is in residence and the other at home.
For personalized guidance, EHPAD staff can advise on aids and application processes. Reach out with your questions.
